Giving Gift Cards No Longer an Option?

How do you turn a block of gold into a lump of coal? By buying gift cards to a retailer that goes bankrupt in a few months.

I just finally tossed the Sharper Image gift card in my wallet after realizing there is no hope of ever getting even a penny out of that.

It’s easy to pick up gift cards instead of picking up a gift, but it’s a risk to receive gift cards these days, as retailer bankruptcies are on the rise.

If you are thinking of buying a gift card, buy one for the local mall that your friends and family shop at. I guess even for gift cards these days, you need diversification in your portfolio!

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