Halloween was just 10 days ago, but you wouldn’t know that based on all the sales right now in the stores. It feels like the week before Christmas to me!

Sears and KMart are have “Black Friday” sales every Friday until Christmas. Friends and family 25%-40% off sales are the norm, not the exception.

This is great for shoppers who want to beat the holiday rush, because you’ll get great savings and selection without having to fight the crazy crowds and last minute shoppers.

Keys to holiday shopping this year:

• Check for coupons and sales before you shop online or hit the malls
• Even if you forgot your coupons at the mall, just ask the cashier if there’s any discounts they can give you
• Check the outlets for some steals on summer/fall items (if you live in one of the warmer states, or don’t mind giving out of season items)
• Don’t wait until the last minute… that’s when you get frantic and spend too much for something no one really wants